Frequently Asked Questions (FAQ)
Our FAQ section answers common questions about buying property in Dubai, including the legal process and opportunities for residency. It’s a quick guide for both first-time and experienced investors, with direct links to trusted sources like the Dubai Land Department and RERA for further details.
Can foreigners buy property in Dubai?
Yes, foreigners can purchase freehold properties in designated zones with full ownership rights.
What is the minimum down payment?
Residents typically need 20% for the first property, while non-residents often require 25–35%.
Can I finance my purchase with a mortgage?
Yes, non-residents can access mortgages, with loan-to-value ratios ranging from 50% to 75% depending on the lender.
What additional costs should I consider?
- Dubai Land Department Fee: 4% of the property value
- Agency Commission: Usually 2%
- Mortgage Registration Fee: 0.25% of the loan amount
- Annual Maintenance Fees: Variable
Can I get residency by investing in property?
Yes, buying property worth AED 750,000+ makes you eligible for a renewable residency visa.
How long does the buying process take?
Typically 30–60 days, depending on financing and legal arrangements.
What protections are in place for buyers?
Dubai Land Department (DLD) and the Real Estate Regulatory Agency (RERA) regulate the market, ensuring transparency and legal protections for investors.
Is there property tax in Dubai?
No, Dubai does not impose property or capital gains tax, making it a tax-friendly environment for investors. investors.
Can I buy off-plan properties?
Yes, off-plan properties often offer flexible payment plans and are more affordable. It’s crucial to choose reputable developers to mitigate risks.
What are the risks of investing in Dubai real estate?
Potential risks include market fluctuations and developer delays. To mitigate these, conduct thorough research and invest in established areas or developers.
Popular areas to invest in Dubai
- Downtown Dubai: Iconic landmarks and luxury apartments
- Dubai Marina: Waterfront properties with stunning views
- Palm Jumeirah: High-end living in a prestigious location
- Business Bay: Modern residential and commercial hub
- Jumeirah Village Circle (JVC): Affordable and family-friendly community
Can I sell my property easily?
Yes, work with RERA-certified agents, sign a Memorandum of Understanding (MOU), and obtain a No Objection Certificate (NOC) to finalize the sale.
Why choose Dubai for real estate investment?
- Tax-free environment
- High rental yields
- Strategic global location
- Luxury lifestyle and world-class infrastructure
Why Invest in the UAE?
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